First Charter National Bank Schedule 13g/a

-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, ChcJC8xFjz7gW5nJM8o0tke01dodY1JdgctiDX9Dv/yClPqvYSkzS/5AgoVCtmVP sc0vylcgdG5hqlWWDp+1Ug== 0000895527-02-000019.txt : 20020414 0000895527-02-000019.hdr.sgml : 20020414 ACCESSION NUMBER: 0000895527-02-000019 CONFORMED SUBMISSION TYPE: SC 13G/A PUBLIC DOCUMENT COUNT: 1 FILED AS OF DATE: 20020213 SUBJECT COMPANY: COMPANY DATA: COMPANY CONFORMED NAME: CT COMMUNICATIONS INC /NC CENTRAL INDEX KEY: 0000023259 STANDARD INDUSTRIAL CLASSIFICATION: TELEPHONE COMMUNICATIONS (NO RADIO TELEPHONE) [4813] IRS NUMBER: 561837282 STATE OF INCORPORATION: NC FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: SC 13G/A SEC ACT: 1934 Act SEC FILE NUMBER: 005-41683 FILM NUMBER: 02542418 BUSINESS ADDRESS: STREET 1: 68 CABARRUS AVE EAST STREET 2: P O BOX 227 CITY: CONCORD STATE: NC ZIP: 28025 BUSINESS PHONE: 7047880244 MAIL ADDRESS: STREET 1: 68 CABARRUS AVE EAST STREET 2: PO BOX 227 CITY: CONCORD STATE: NC ZIP: 28025 FORMER COMPANY: FORMER CONFORMED NAME: CONCORD TELEPHONE CO DATE OF NAME CHANGE: 19920703 FILED BY: COMPANY DATA: COMPANY CONFORMED NAME: FIRST CHARTER NATIONAL BANK CENTRAL INDEX KEY: 0000936836 FILING VALUES: FORM TYPE: SC 13G/A BUSINESS ADDRESS: STREET 1: PO BOX 228 CITY: CONCORD STATE: NC ZIP: 28025 BUSINESS PHONE: 7047863300 SC 13G/A 1 fcc13g.htm First Charter National Bank Schedule 13g/a SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

SCHEDULE 13G

Under the Securities Exchange Act of 1934

(Amendment No. 3)

CT COMMUNICATIONS, INC.
_______________________________________________________
(Name of Issuer)

Common Stock
_______________________________________________________
(Title of class of securities)

126426402
_______________________________________________________
(CUSIP Number)

Check the appropriate box to designate the rule pursuant to which this schedule is filed:

[ ] Rule 13d-1(b)

[X] Rule 13d-1(c)

[ ] Rule 13d-1(d)

The information required in the remainder of this cover page shall not be deemed to be "filed" for the purpose of Section 18 of the Securities Exchange Act of 1934 ("Act") or otherwise subject to the liabilities of that section of the Act, but shall be subject to all other provisions of the Act.

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CUSIP No. 126426402

_______________________________________________________________

1) Names of Reporting Persons/S. S. or I. R. S.
Identification Nos. of Above Persons:

First Charter Bank
_____________________________________________________________

2) Check the Appropriate Box if a Member of a Group:

(a)
(b)

_______________________________________________________________

3) SEC Use Only:

_______________________________________________________________

4) Citizenship or Place of Organization:

United States _______________________________________________________________

Number of      (5) Sole Voting Power:       936,304
Shares Bene-
ficially       (6) Shared Voting Power:      33,976
Owned by
Each Report-   (7) Sole Dispositive Power: 970,280
ing Person
With           (8) Shared Dispositive Power:      0

_______________________________________________________________

9) Aggregate Amount Beneficially Owned by Each Reporting Person:

970,280

_______________________________________________________________

10) Check if the Aggregate Amount in Row (9) Excludes Certain Shares:
_______________________________________________________________

11) Percent of Class Represented by Amount in Row 9:

5.2%

_______________________________________________________________

12) Type of Reporting Person (See Instructions):

_______________________________________________________________

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SCHEDULE 13G

Item 1(a): Name of Issuer: CT Communications, Inc.

Item 1(b): Address of Issuer's Principal Executive Offices:
68 Cabarrus Avenue
Concord, North Carolina 28025

Item 2(a): Name of Person Filing:
Dennis De Prey for First Charter Bank

Item 2(b): Address of Principal Business Office or, if none, Residence:
10200 David Taylor Drive
Charlotte, North Carolina 28262

Item 2(c): Citizenship: U. S.

Item 2(d): Title of Class of Securities: Common Stock

Item 2(e): CUSIP Number: 126426402

Item 3: (j) Group, in accordance with Section 240.13d-1(b)(l)(ii)(J)

Item 4: Ownership:

(a) Amount beneficially owned: 970,280

(b) Percent of Class: 5.2%

(i) Sole power to vote or to direct the vote: 936,304

(ii) Shared power to vote or to direct the vote: 33,976

(iii) Sole power to dispose or to direct the disposition of: 970,280

(iv) Shared power to dispose or to direct the disposition of: 0

Item 5: Ownership of Five Percent or Less of a Class: N/A

Item 6: Ownership of More than Five Percent on Behalf of Another Person: N/A

Item 7: Identification and Classification of the Subsidiary Which Acquired
the Security Being Reported on By the Parent Holding Company: N/A

Item 8: Identification and Classification of Members of the Group: N/A

Item 9: Notice of Dissolution of Group: N/A

Item 10: Certification:

          By signing below, I certify that, to the best of my
          knowledge and belief, the securities referred to above were
          acquired in the ordinary course of business and were not acquired
          for the purpose of and do not have the effect of changing or
          influencing the control of the

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issuer and were not acquired in connection with or as a participant
in any transaction having such purposes or effect.

SIGNATURE

After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.

Date: February 11, 2002 FIRST CHARTER BANK

                                      By: /s/ DENNIS DE PREY
                                              Dennis De Prey
                                              Vice President and Trust Officer

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